UCB Home Loans is reducing fixed rates across its entire core range of self-certification and buy-to-let mortgages.

All two-year fixed rates are being reduced by 0.25%, three-year fixed rates by 0.20% and five-year fixed rates are being reduced by 0.10%.

The lender’s free valuation incentive is still available on all purchase and remortgage applications.

The new rates are self-certification and buy-to-let two-year flexible fixed at 5.99%; self-certification and buy-to-let three-year flexible fixed at 5.94%; self-certification and buy-to-let five-year flexible fixed at 5.89%.

Keith Astill, managing director at UCB Home Loans, said: “After a period of fixed rate increases we have seen the cost of funding stabilise recently and we’re really pleased to offer this attractive suite of fixed rate products to the market, especially as customers can also still benefit from our free standard valuation incentive on both purchase and remortgage cases.”

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