http://blog.mortgage-shop.co.uk/blog Mortgage Blog site, here we provide information on what's going on in the finance and mortgage market globally en-us Thu, 11 Mar 2010 07:34:12 +0000 Main Page Blogware MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/7/22/4263380.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/7/22/4263380.html Wed, 22 Jul 2009 13:10:37 +0100 <P>For those who have moaned about no blog updates for a while we confirm that we are currently testing <A href="http://www.Twitter.com">www.Twitter.com... Main Page UK Mortgages MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/4/11/4155383.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/4/11/4155383.html Sat, 11 Apr 2009 10:21:23 +0100 <P>Daunting deposit requirements are scaring off some first-time buyers, but all is not lost. Barney McCarthy reports </P> <P>As the credit ... Main Page UK Mortgages savings funding deposit customers cash buyers borrowing borrowers boom MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/4/10/4155376.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/4/10/4155376.html Fri, 10 Apr 2009 08:15:16 +0100 <P class=standfirst>Northern Rock has tightened its lending criteria, meaning that thousands of existing mortgage borrowers can no longer use the flexible ... Main Page UK Mortgages overpayment flexible mortgages Mortgage lending lender financial finances finance customers bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/4/9/4155361.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/4/9/4155361.html Thu, 09 Apr 2009 15:45:29 +0100 <P>The Bank of England kept its key bank rate unchanged at its record low of 0.5% today. The decision comes ... Main Page UK Mortgages Fixed Rate variable UK remortgaging remortgages remortgage rates rate percentage offers offer mortgages Mortgage loans loan lending lenders lender Kingdom interest government funding fixed financial finances finance England credit CML buyers borrowing borrowers BOE base banks bankers bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/27/4106920.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/27/4106920.html Fri, 27 Feb 2009 20:55:47 +0000 <DIV class=standfirst> <P> <P>It has been announced today that the Treasury has reached agreement in principle with Royal Bank of Scotland (RBS) for ... Main Page UK Mortgages RBS UK Treasury mortgages Mortgage loans loan BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/26/4106926.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/26/4106926.html Thu, 26 Feb 2009 18:59:25 +0000 <P hasbox="2">Research has found that the number of people who are making overpayments on their mortgages has doubled in the last ... Main Page UK Mortgages redeem redemption customers UK repayment repay remortgages remortgage mortgages Mortgage loans loan debt credit borrowing borrowers banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/23/4106949.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/23/4106949.html Mon, 23 Feb 2009 21:23:25 +0000 <P>Northern Rock will make a £14bn return to the mortgage arena&nbsp;today, offering loans of up to 90%. </P> <P>In a dramatic ... Main Page UK Mortgages UK purchasers purchase percentage offers offer mortgages Mortgage loans loan lending lenders lender interest funding financial finances finance equity England deposit debt credit buyers borrowing borrowers boom banks bank arrears adverse MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/22/4106967.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/22/4106967.html Sun, 22 Feb 2009 20:43:37 +0000 <P>Gordon Brown plans to ban 100% mortgages in an attempt to prevent a repeat of the reckless loans by banks ... Main Page UK Mortgages 100% Mortgages First Time Buyers UK Treasury mortgages Mortgage government funding financial finances finance equity England deposit credit borrowing borrowers BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/18/4106975.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/18/4106975.html Wed, 18 Feb 2009 19:24:28 +0000 <P><STRONG>Who has cut rates?</STRONG> <P><EM>This is Money lists lenders who have cut rates or confirmed they will not. Those claiming ... Main Page UK Mortgages Variable Mortgages variable UK Treasury trackers tracker rates rate BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/16/4106987.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/16/4106987.html Mon, 16 Feb 2009 22:40:33 +0000 <P>Estate agents are struggling to cope with a 108% annual increase in inquiries from new buyers, it is claimed today.... Main Page UK Property applicants UK purchasers purchase property properties offers offer investors investor housing houses house homeowners home growth ftb flats estate developer buyers buy builders builder build boom agents agent MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/13/4107002.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/13/4107002.html Fri, 13 Feb 2009 17:11:04 +0000 <DIV class=standfirst> <P> <P>The average number of transactions per surveyor showed little fluctuation over the last three months despite buyer interest rising for ... Main Page UK Property UK surveyor survey purchasers purchase property properties housing houses households house home growth ftb flats estate equity developer buyers buy building builders builder agents agent MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/10/4106983.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/10/4106983.html Tue, 10 Feb 2009 18:31:46 +0000 <P>Rapidly falling house prices and lower interest rates are attracting potential buyers but estate agents are selling fewer homes than ... Main Page UK Mortgages UK Property UK purchasers property properties investors investor investments investment independent housing houses house home growth ftb flats estate England deposit customers buyers buy building builders builder build boom MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/9/4106991.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/9/4106991.html Mon, 09 Feb 2009 18:48:58 +0000 <P><EM>The mortgage market is more fractured than ever before with with some paying barely any interest and others more than ... Main Page UK Mortgages UK interest borrowing borrowers BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/6/4106999.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/6/4106999.html Fri, 06 Feb 2009 23:05:43 +0000 <P>Most homeowners will not save a penny on their mortgage if the Bank of England reduces the base rate&nbsp;again today ... Main Page UK Mortgages UK Treasury trackers tracker mortgages Mortgage loans customers credit borrowing borrowers BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/5/4106995.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/5/4106995.html Thu, 05 Feb 2009 18:57:27 +0000 <P>A shock rise in house prices left the average home worth £3,000 more in January, according to the Halifax house ... Main Page UK Property UK purchasers purchase property properties housing houses house home ftb flats estate England developer buyers buy building builders builder build boom agents agent MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/2/4078782.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/2/2/4078782.html Mon, 02 Feb 2009 19:47:44 +0000 <P>Thousands of people are set to pay as little as eight pence a month for their mortgages if the Bank ... Main Page UK Mortgages Base Rate Trackers Variable Mortgages UK rates rate mortgages Mortgage England borrowing borrowers BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/31/4074294.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/31/4074294.html Sat, 31 Jan 2009 23:00:00 +0000 <P>The Bank of England was urged to hold off further rate cuts next month because of fears the pound could ... Main Page UK Mortgages UK Property Base Rate Trackers Libor Mortgages Variable Mortgages UK Treasury mortgages Mortgage government England BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/30/4074285.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/30/4074285.html Fri, 30 Jan 2009 23:00:00 +0000 <P>The Woolwich has launched its cheapest mortgage since its first loan in 1847 - a one-year fixed rate at just ... Main Page UK Mortgages Base Rate Trackers Fixed Rate Woolwich Barclays UK mortgages Mortgage finances finance borrowing BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/29/4074191.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/29/4074191.html Thu, 29 Jan 2009 19:20:59 +0000 <P>Homebuyers could save thousands of pounds by coming out of fixed-rate mortgages early and moving to cheaper ones, even if ... Main Page UK Mortgages Fixed Rate UK rates rate offers mortgages Mortgage loans loan lending interest funding fixed financial finances finance credit borrowing borrowers banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/28/4074102.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/28/4074102.html Wed, 28 Jan 2009 17:33:22 +0000 <P><STRONG>Who has cut rates?</STRONG> <SCRIPT type=text/javascript><!-- google_ad_client = "pub-4776557365687550"; google_ad_width = 728; google_ad_height = 15; google_ad_format = "728x15_0ads_al_s"; //2006-11-10: MortBlog Posts google_ad_channel = "3939979997"; google_color_border = "FFFFFF"; google_color_bg = "FFFFFF"; google_color_link = "0000FF"; google_color_text = "000000"; google_color_url = "008000"; //--></SCRIPT> <SCRIPT src="http://pagead2.googlesyndication.com/pagead/show_ads.js" type=text/javascript> </SCRIPT> <P> <P> <TABLE class=dataTable id=GenColTable cellSpacing=0 cellPadding=0 summary="Summary about what the table contains"> <CAPTION>MORTGAGE LENDERS' SVR CUTS JANUARY 2009</CAPTION> <COLGROUP> <COL width="25%"> <COL width="15%"> <COL width="10%"> <THEAD> <TR> <TH>Lender</TH> <TH>Old SVR %</TH> <TH>New SVR %</TH> <TH>Cut %</TH></TR></THEAD> <TFOOT> <TR> <TD class=topRow colSpan=4> <P>Mortgage ... Main Page UK Mortgages UK Property Base Rate Trackers UK Treasury society societies rates rate percentage offers offer mortgages Mortgage loans loan Libor lending lenders lender interest government funding finances finance England credit CML borrowing borrowers base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/27/4107019.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/27/4107019.html Tue, 27 Jan 2009 08:39:00 +0000 <P>Quarter 4 2008 saw the number of Londoners looking to buy a home rocket by 83% compared to Q4 2007, ... Main Page UK Property UK purchasers purchase property properties housing houses households house home growth flats estate customers buyers buy applicants agents agent MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/26/4106936.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/26/4106936.html Mon, 26 Jan 2009 21:00:00 +0000 <P hasbox="2">Until borrowers can get a better deal than moving onto their lender's SVR, we are unlikely to see any significant ... Main Page UK Mortgages Fixed Rate Variable Mortgages variable UK rates rate mortgages Mortgage loans loan Libor base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/25/4074260.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/25/4074260.html Sun, 25 Jan 2009 12:15:39 +0000 <P>Well its a week away from the big day and already we have scores of clients who have taken the ... Main Page UK Mortgages Remortgages UK Insurance UK mortgages Mortgage lending lenders lender financial finances finance brokers broker base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/22/4107014.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/22/4107014.html Thu, 22 Jan 2009 13:31:15 +0000 <DIV class=standfirst> <P> <P>The government today said that it supported the secondary mortgage market, but it was paramount that it must operate in ... Main Page UK Property UK growth government BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/21/4067578.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/21/4067578.html Wed, 21 Jan 2009 19:23:37 +0000 <P>The minutes from this month’s meeting of the Monetary Policy Committee has revealed eight of the nine members voted in ... Main Page UK Mortgages BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/20/4074226.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/20/4074226.html Tue, 20 Jan 2009 20:00:27 +0000 <P>Mortgage rationing has left many borrowers unable to take advantage of interest rate cuts as lenders' margins on fixed and ... Main Page UK Mortgages Base Rate Trackers UK trackers tracker rates rate offers offer mortgages Mortgage loans loan lending lenders lender interest funding finances finance credit CML borrowing borrowers BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/19/4074276.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/19/4074276.html Mon, 19 Jan 2009 08:52:20 +0000 <P>The 100% mortgage is on the way back as taxpayers' money is used to tempt first-time buyers to move into ... Main Page UK Mortgages UK Property 100% Mortgages First Time Buyers Shared Ownership UK Treasury mortgages Mortgage government equity buyers buy borrowing borrowers banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/18/4074268.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/18/4074268.html Sun, 18 Jan 2009 13:45:14 +0000 <P>Mortgage lenders' SVRs look tempting as rates drop, but falling house prices could leave borrowers unable to get a new ... Main Page UK Mortgages Variable Mortgages variable mortgages Mortgage interest funding finances finance CML borrowing borrowers BOE base banks bank MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/17/4074233.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/17/4074233.html Sat, 17 Jan 2009 20:07:46 +0000 <P>The number of repossessed homes up for auction in London has more than doubled in the past year, figures show ... Main Page UK Property UK Rental Property valuation UK surveyor survey property properties investors investor investments housing houses house flats estate deposit cash buyers buy agents agent MortMan http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/16/4067585.html http://blog.mortgage-shop.co.uk/blog/_archives/2009/1/16/4067585.html Fri, 16 Jan 2009 19:28:58 +0000 <P>A new mortgage rescue scheme, which will see not-for-profit housing associations buy homes from people struggling to pay their mortgage, ... Main Page UK Mortgages UK Property Shared Ownership ftb shared housing UK purchasers purchase property mortgages Mortgage lending lenders lender legislation houses house growth government financial finances finance deposit credit buyers brokers broker borrowing borrowers